Online Banking

Loan Products

Rochester State Bank has been serving the lending needs of our community since 1912 and continues to do so today.  We are happy to discuss all your lending needs.  Call or stop by today


Personal Loans

  • Vacation…furniture….we all have dreams.  Our friendly loan staff at RSB would like to help make those dreams come true

Auto Loans

  • RSB offers simple interest rates up to 60 months on new and used vehicles.  Please call us any time for values on a model you might be interested in.  We will try our best to custom fit your loan to that custom car or truck.
  • A discounted rate is available if the payment is deducted from your checking account.

Mortgage Loans

  • Home buying or refinancing is one of your most important decisions.  Rochester State Bank can provide financing up to 80% of the value of your home with payments amortized up to 30 years.
  • Since your loan always remains at RSB and is never sold in the secondary market, we offer three or five year adjustable rate mortgages at a competitive rate
  • Construction financing is also available
  • Our closing costs are very low

Second Mortgages

  • A Second Mortgage will let you borrow on the value of your home less any existing mortgages for any purpose.

Agriculture Loans

  • Agriculture has always been an important part of the Rochester area.  RSB is proud of its ties to our farmers.  Whether it’s farmland, an operating line or equipment financing, we appreciate the opportunity to serve your agriculture needs.

Commercial Loans

  • Starting a new business or need some financial assistance on an existing one?  Give our loan staff an opportunity to discuss your business plan with you.  It could be your best business decision.