The Rochester State Bank lobby will re-open beginning Monday June 15, 2020. Please use the west entrances to the building. The State of Illinois Phased Restore Illinois guidance is being used to help keep our customers and staff safe during this pandemic. Face coverings and six foot social distancing are required by this guidance. We look forward to seeing you again.
A ROMMA account is an interest bearing account compounding monthly. At our discretion, the interest rate may change. Please call for current rate information.
You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.
A service charge of $5.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle. A monthly statement is provided.
Transfers from a ROMMA to another account or to third parties by preautorized, automatic or telephone transfers are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties. The minimum amount for which you can issue a check is $250.00.
Your interest rate and annual percentage yield may change. Interest is compounded daily and credited to your account every six months. Please call to obtain current interest information.
A service charge of $5.00 will be imposed every month if the balance in the account falls below $50.00 any day of the month.
A per item service charge of $1.00 will be charged for each withdrawal in excess of two during a month.
Transfers from a statement savings account to another account or to third parties by pre-authorized, automatic, or telephone transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties.
When using our ATM located at Route 29 and State Street, Rochester, IL (corner of Subway’s parking lot) there are no transaction fees for RSB debit cardholders.
If you use an ATM that is not operated by us, you may be charged a fee by the operator of the machine and /or by an automated transfer network. We do belong to the Alphalink Alliance partnership of banks that do not surcharge other member bank’s customers. Click http://www.alphalinkalliance.com to find ATMs that also belong to this alliance.
When using other ATMs, the following fees apply:
Cash withdrawl checking/savings $ 1.00
Transfer checking/savings or savings/checking $ 0.50
Inquiries to checking/savings $ 0.50
Using this same card, you may access your checking account:
To purchase goods (in person or by phone)
Pay for services (in person or by phone)
Get cash from a merchant, if the merchant permits or from participating financial institutions