Business Banking

Money Market

Savings

CD’s

Loans

Checking

 

Home

 Personal Banking

Privacy Policy

General Information

loans (business)

Mortgage Loans

Home buying or refinancing is one of your most important decisions. Rochester State Bank can provide financing up to 80% of the value of your home with payments amortized up to 30 years. Since your loan always remains at RSB and is never sold in the secondary market, we offer three year balloon mortgages at a competitive rate. Construction financing is also available. Our closing costs are very low.
 

Auto Loans

RSB offers simple interest rates up to 60 months on new and used vehicles. Please call us any time for values on a model you might be interested in. We will try our best to custom fit your loan to that custom car or truck. A discounted rate is available if the payment is deducted from your RSB checking account.

Kelley Blue Book direct link kbb.com

Home Equity Loans

This tax advantage loan will let you borrow up to 80% of the value of your home less any existing mortgages for any purpose.

Commercial Loans

Starting a new business or need some financial assistance on an existing one? Give our loan staff an opportunity to discuss your business plan with you. It could be your best business decision.
 

Personal Loans

Vacation...furniture...we all have dreams. Our friendly loan staff at RSB would like to help make those dreams come true. Check us out!
 

Agriculture Loans

Agriculture has always been an important part of the Rochester area. RSB is proud of its ties to our farmers. Whether it's an operating line or equipment financing, we appreciate the opportunity to serve your agriculture needs.

Rochester State Bank is an independent community bank with an experienced loan staff where decisions are made locally and in most cases within 24 hours.
Call 217-498-7111
For current rates and additional information.